- Written by
- Online PDF Guide
- Format
- PDF, A4
- Length
- 35 pages
A full, step-by-step system for using physical envelopes, digital pots or a hybrid of both to plan your spending, build sinking funds and an emergency buffer, and stay on top of bills, including worked examples for weekly pay, irregular income, couples and families, plus a 30-day starter programme, a 90-day plan, troubleshooting and ten worksheets.